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Nothing beats having your own backyard. We've helped Georgians like you find the homes of their dreams for decades.

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
  • Competitive rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • Variety of financing programs available:
    • First-time homebuyer specials
    • Fixed-rate mortgages
    • Adjustable rate mortgages (ARMs)
    • USDA Rural Housing Loans
    • FHA Loans
    • VA Loans
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when buying your home
  • Refinance your current home to potentially lower your rate
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

We’re rooted in Southeast Georgia — and always rooting for its success.

Our Commitment