You are eligible to enroll the day after you open your account.
To Access Online Banking go to www.altamahabank.com
Underneath the ONLINE BANKING login you will see the “Sign Up” link. Click on it and follow the prompts.
You must first be enrolled in Online Banking. You will use same Username and Password as your Online Banking account.
Download the Altamaha Bank mobile app for your device( IOS or Android) and follow prompts when you launch the App.
You will be presented with a confirmation message upon successful registration.
Log into Mobile Banking
If you have enrolled in Mobile Banking then you automatically have access to Mobile Deposit. From mobile banking select the plus symbol then select Deposit and follow the on screen instructions to complete the process.
To begin receiving eStatements you must first be enrolled in Online Banking. After you log on select Accounts, and then Account Statements.
You will be guided through the enrollment process. When a new statement is available you receive an email notification to log in and view your
statement. You will have access to 18 months of history per account.
To receive debit card alerts, call or stop by one of our branch locations and a Customer Service Representative will get you enrolled today.
You take precautions to protect your family and home from danger because you know the things that could happen if you don’t. Did you know your online activity is the same? The accounts you open, web sites you visit and information you share are all potential targets for thieves in the online world. It is important for you to know how to practice Cybersecurity and we want to help. These resources from the FDIC will give you the tools and knowledge on how to be safe online while you conduct business or just browse the internet.
Each customer needs to sign on to Online Banking with their own Username and Password.
Sign on to Online Banking and click on the account number ATM, debit card transactions or in person transactions will appear immediately. "Current Business Day" transactions are pending transactions.
One time transfer: Receiving a Confirmation Number means your “One time Transfer” occurred. We recommend you print your Confirmation Number for your records. New Scheduled Transfers: The details of your transfers will appear by choosing the “Transfer” button.
One-time transfers are real time." To “undo" the transfer, you simply have to reverse the transaction. (Note that banking regulations for Savings allow for a maximum of six (6) electronic transfers each month).
Just change the scheduled number to zero.
Home Equity Line of Credit account activity is available through Online Banking with the rest of your accounts.
You must be the owner or signer on an account to view it. If you are not able to view your account, contact us at one of our branch locations.
Online Banking allows you to retrieve images of checks that have cleared in the last 30 days.
Yes. You can schedule weekly, semi-monthly and monthly recurring payments. The final payment of a recurring payment scheme is designated by a "Final Payment Date".
Bill Payment registration is easy!
The first time you attempt to access the bill payment section of Online Banking, you will be prompted to begin online registration. You are first requested to read and accept the authorization disclosure. Failure to accept the disclosure terms prevents the registration process from proceeding.
Once the disclosure is agreed to, you complete the online registration form. The registration form is then forwarded to us for review. We are responsible for checking the information on the form and for assigning you a payment plan. The registration information is then transmitted to M&I Data Services for their approval process. After the application is approved by M&I, they send an acceptance 'welcome letter' to you via regular mail. You should receive the welcome letter within 8-10 business days. The welcome letter contains a temporary Account ID. Approximately two business days later, a separate letter containing a Personal Security Code is delivered. The Account ID and Personal Security Code are only used to allow access to the bill payment feature the first time. After that, access to bill payment does not require a separate logon.
When you update the information for the bill payment account, the changes are implemented virtually instantaneously.
Not at this time.
No, only checking accounts can be used for bill payment purposes.
You can begin bill payment once you have received both your Account ID and your Personal Security Code. These items are required for the initial bill payment login screen.
You can schedule payments 24 hours a day, seven days a week.
All bill payment transactions become part of the Internet Banking transaction history and show up in personal financial management applications when the transaction history is downloaded.
You can add payees by accessing the Add Payee screen. New payees will be added to the payee list immediately.
Bill payment provides you with peace of mind when you are traveling for an extended period of time. All you need is access to the Internet with a secure browser and you can pay your bills while out of the country. Payees must be located within the 50 United States and territories.
Yes, you are limited to one bill payment account.
Anyone in the 50 United States and territories who can accept a check can be paid using the bill payment system. You can pay practically anyone - charge accounts, utilities, auto loans, professionals, even a lawn service or a relative. However, tax payments (such as federal, state and local) and court directed payments (such as alimony and child support) cannot be processed through our online bill payment system.
You can set up your payments during the weekend. However, the system will prohibit you from scheduling a single payment and the first of a recurring payment on the same weekend. This is because payments scheduled for the weekend are always processed on the Friday before. Therefore, when scheduling payments on a weekend, the first day for which you can schedule payments (single or recurring) is the first business day following the weekend.
Generally, single or recurring payments that fall on a Saturday, Sunday or bank holiday are processed on the previous business day and are debited from your account within two business days. If a bank holiday falls on either a Friday or Monday, the debit will occur within three days.
Each bill payment is debited separately.
Following is a summary of M&I Data Service's Insufficient Funds procedure:
Yes, they are all sent out at the same time.
Your account is debited via ACH.
Automated Clearing House is a funds transfer system which provides for the interbank clearing of electronic entries for participating financial institutions.
If you select an electronic payee with an address that is different from that indicated on the payment coupon, then you are responsible for the late fee. You always have the option to manually enter a different address for a payee. If you select an electronic payee with the address that matches that indicated on the payment coupon and M&I routes the payment incorrectly, then M&I Data services will take responsibility for the late fee.
A payment may be edited or deleted any time before the "process date." Payments that have been remitted electronically cannot be stopped.
Online and Mobile Banking Support
Mon -Fri 8:30am-4pm | (912)-537-1665
After Hours & Holidays: (912) 537-1665
Your privacy is very important to us.We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.
You are leaving Altamaha Bank & Trust's Web site and linking to a third party site. Please be advised that you will then link to a Web site hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of Altamaha Bank & Trust. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. Altamaha Bank & Trust assumes no liability for the content, information, security, policies or transactions provided by these other sites.