APY = Annual Percentage Yield. Rates effective as of June 27, 2024. Fees may reduce earnings.
Rewards Interest Checking* Learn More
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 0 - $10,000 | $100 | 4.88% | 5.00% |
| $10,000+ | $100 | 0.25% | 5.00% to 0.68% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Rewards Interest Checking account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
If you don’t qualify this monthly qualification cycle, your account is still free. Plus, you’ll still earn the base interest rate for your account. And you can get right back to earning your full rewards the next qualification cycle.
Rewards Savings* Learn More
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 0 - $50,000 | $100 | 2.25% | 2.25% |
| $50,000+ | $100 | 0.25% | 2.25% to 0.92% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Qualifications
Qualifying for your Rewards Checking or Rewards Interest Checking automatically qualifies you for the highest Rewards Savings rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Rewards Checking or Rewards Interest Checking account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
Even if you don't qualify, your Reward accounts are still free. Plus, you'll still earn our base rate on Reward Savings. And you can get back to earning your full rewards the very next cycle you qualify.