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APY = Annual Percentage Yield. Rates effective as of December 15, 2019. Fees may reduce earnings.


Kasasa Cash* Learn More

Balance Minimum Opening Deposit Interest Rate APY
0 - $10,000 $100 2.23% 2.25%
$10,000+ $100 0.25% 2.25% to 0.43%
All balances if qualifications not met $100 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

If you don’t qualify this monthly qualification cycle, your account is still free. Plus, you’ll still earn the base interest rate for your account. And you can get right back to earning your full rewards the next qualification cycle.

Kasasa Saver* Learn More

Balance Minimum Opening Deposit Interest Rate APY
0 - $25,000 $100 0.50% 0.50%
$25,000+ $100 0.25% 0.50% to 0.30%
All balances if qualifications not met $100 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

Even if you don't qualify, your Kasasa® accounts are still free. Plus, you'll still earn our base rate on Kasasa Saver. And you can get back to earning your full rewards the very next cycle you qualify.

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